Terms of use

[PLACEHOLDER: this is a starting draft, not legal advice. Have it reviewed by counsel before publication.]

Effective date: [PLACEHOLDER: date]

1. Acceptance

By using this website you agree to these terms. If you do not agree, please do not use the site.

2. Information, not advice

The content of this website, including the articles under Insights, is general information about accounting and Canadian tax. It is not accounting, tax, legal or financial advice, and it does not create a professional relationship between you and Mansel Financial. Rules, rates and thresholds change. Do not act on anything here without advice on your own circumstances.

Mansel Financial does not provide investment, insurance or financial planning advice, and does not perform audit or review engagements.

3. Engagements

Professional services are provided only under a written engagement letter signed by both parties. Sending an enquiry through this website does not make you a client, and nothing is billed until an engagement letter is in place. Please do not send confidential documents, account numbers or social insurance numbers through the contact form.

4. Accuracy

We try to keep the site accurate and current, but we do not warrant that it is complete, error-free or up to date. Articles state the date they were written. Figures should be confirmed with the Canada Revenue Agency or a professional before you rely on them.

5. Intellectual property

The text, design, wordmark and images on this site belong to Mansel Financial or are used under licence. You may read, print and share links to the content for personal or internal business use. You may not reproduce it commercially or present it as your own without written permission.

6. Links

Links to third-party websites are provided for convenience. We do not control those sites and are not responsible for their content or their privacy practices.

7. Limitation of liability

To the extent permitted by law, Mansel Financial is not liable for any loss arising from your use of this website or reliance on its content. This does not limit any liability arising under a signed engagement letter, which is governed by its own terms.

8. Privacy

Personal information sent through this site is handled as described in our privacy policy.

9. Governing law

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable in Ontario. Any dispute will be heard in the courts of Ontario.

10. Changes

We may change these terms. The effective date at the top will change when we do. Continued use of the site after a change means you accept the new terms.

11. Contact

Questions about these terms: (647) 887-6942, consult@manselfinancial.com.